— Our editors review and recommend products to help you buy the stuff you need. If you sign up for a credit card after clicking one of our links, we may earn a small fee for referring you. However, our picks and opinions are independent from USA TODAY’s newsroom and any business incentives.
If you freelance, run a sole proprietorship, moonlight as a Task Rabbit, Uber driver or Postmates delivery person, or otherwise work for yourself, there’s plenty to love about your flexible schedule and the control you have over work projects.
The downside? You also have to foot the bill for all your small-business expenses, from travel to taxes and office space. In other words, your money has to stretch in several directions.
I’m a freelancer who has been working